29 Mar '15, 12am

Always wanted to know how to #invest your "untouchable savings" to build up your retirement nest egg? #money #CPF

Always wanted to know how to #invest your "untouchable savings" to build up your retirement nest egg? #money #CPF

Like many Singaporeans, civil servant Lynn Wee, 37, shares the burden of paying for her five-room HDB flat with her husband, while supporting two kids and two sets of elderly parents. The couple save whatever is left for the occasional luxury, like an annual holiday. “But we don’t have spare cash to invest and make our money grow,” says Lynn. The couple knows they are already luckier than many of their peers. “We bought our flat directly from HDB for about $280,000 in the mid 2000’s and our combined monthly CPF contribution is more than enough to pay the instalments,” says Lynn, who knows friends who shell out cash, on top of using their CPF, to finance their more expensive homes. Currently, your CPF contribution earns an interest of 2.5 per cent per annum in the Ordinary Account (OA) and 4 per cent per annum in the Special Account (SA), Medisave Account (MA) and Retiremen...

Full article: http://www.herworldplus.com/solutions/solutions/noobs-gui...

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