14 Jan '11, 11pm

Home Buyer News: What the Govt property measures mean to you

With the latest round of Government measures, there might be concerns among first-time home buyers, those looking to upgrade their properties as well as property investors on how they will be impacted. Let me share my views: First-Time Home Buyers and Property Upgraders For first-time home buyers, you need not worry as these measures do not impact you directly. You will still be able to obtain loans of up to 80 per cent of the property value or purchase price, whichever is lower, if you fulfil the borrowing criteria of the bank. As for property upgraders, you may still qualify for an 80-per-cent loan if the document for the sale of your existing property and the loan redemption statement can be submitted at the point of applying for a new loan. Property Investors The latest measures will have an immediate impact for those who are considering to invest in a second or subseq...

Full article: http://www.todayonline.com/Commentary/EDC110115-0000226/W...

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