24 Aug '11, 9pm

Merchants and consumers get the same credit report: We refer to Ms Jeniffer De Souza's letter "Do merchants and

We refer to Ms Jeniffer De Souza's letter "Do merchants and consumers get the same credit report?" (Aug 22) and wish to reiterate that information accessible to our member banks and financial institutions for the purpose of risk assessment is the same as that issued to consumers. In addition, information on bankruptcy proceedings is retained in the credit report for only five years from the date of bankruptcy discharge. Other than the individual himself, credit reports are made available only to our members, which now total 25 banks and financial institutions. (Refer to www.creditbureau.com.sg/memberscbs.html) The merchants who rejected Ms De Souza's credit applications may have other sources of information. We urge her to contact us to furnish more information, including the name of the merchants, so that we may be able to investigate her case. Letter from Cheryl Yeo, Con...

Full article: http://www.todayonline.com/Voices/EDC110825-0000271/Merch...

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