28 Dec '11, 9pm

Personal finance tech trends for 2012

NEW YORK - If you're one of the holdouts still paying bills with cheques, tracking your accounts with pen and paper or clipping coupons from the newspaper, 2012 could be the year you take the digital plunge. A host of budding personal finance services and applications are poised to go mainstream in the new year, and together, they will likely have a big impact on the way people bank, shop, and track their finances. Some of the services are Web-based, but many take advantage of the proliferation of smartphones. According to a Netsize Guide data released this month, Singapore has the highest smartphone penetration rate per capita among 42 countries surveyed, with 90 per cent of adults here owning a smartphone - a proportion which could have conceivably increased since then, if the hold-out 10 per cent received one of these gadgets for Christmas. Whether online or mobile, her...

Full article: http://www.todayonline.com/TechandDigital/Digital/EDC1112...

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