24 Apr '12, 12am

Good debt vs bad debt - Yahoo! Singapore Finance via @YahooSGfinance

debts are debts. debtors are slave to bankers. post wwII had changed the world by brainwashing people that debts are good in order to advance lifestyle in whatever sense. think hard! our grandparents had been using cash all their life. starts small. we don't need 4 rooms HDB flat to have a family. a married working couple of 5 yrs should be able to use cpf to pay down 80% and payoff 20% within couple of years for 3 rooms flat. car is unnecessary in Singapore. buy what is necessary eg. needs a led tv just buy 32" not 60", minimum renovation of new house just nice paint and basic ikea furnishings. invest 20% of take home in mutual funds. set up a budget plan i.e. assign all income with expenditures 60% , tax 10%, giving / charities 10% & investment/saving 20%. you will be off to good life after your children started to work. by then this couple should be able to retire on $1...

Full article: http://sg.finance.yahoo.com/news/good-debt-vs-bad-debt-.html

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