29 Apr '11, 9pm

Managing finances for you and your family

Singapore may rank fifth in Asia and 17th in the world in terms of the penetration rate of life insurance cover but Singaporeans are still severely underinsured. According to a Life Insurance Association report, the existing life insurance cover of working adults in Singapore averages only S$165,000 compared with a typical need of approximately S$500,000. This makes you - and many Singaporeans like you - 66 per cent underinsured. Add to this your financial responsibility of being a parent and a child, and you run the risk of facing financial difficulties should an emergency occur. So here are 10 easy tips to help plan for the financial security of you and your family: Ensure coverage for yourself first Always ensure that you are covered before your dependants so that if unfortunate events such as death or illness occur, and you lose the ability to provide income for your f...

Full article: http://www.todayonline.com/Commentary/EDC110430-0000257/M...

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