28 Jan '13, 1am

How much savings should you have after paying off downpayment then consider safe? - Page 2

It depends greatly on your age. When buying your first property at age 25-30, u may only need to have 6 months of your monthly income as emergency. When u are 30-35, i would suggest 20% downpayment plus another 10%. Above 40, 40%-50% downpayment. When u are young, u can afford to take more risk as time is on your side and it is very easy for u to find another job if you are retrenched.

Full article: http://forums.condosingapore.com/showthread.php?p=362799#...

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