29 Jun '13, 11am

Latest move to tighten borrowing rules for property buyers could reduce home sales. Read more here

Latest move to tighten borrowing rules for property buyers could reduce home sales. Read more here

Under new property loan curbs announced yesterday, banks must use a standardised set of guidelines to assess buyers' ability to borrow. The new framework applies to all property loans to individuals and takes effect today. -- ST PHOTO: KUA CHEE SIONG THE Government's latest move to tighten borrowing rules for property buyers could reduce sales here and push more investors to foreign property and smaller homes. Analysts also said the policy shift might reflect a steeper rise in home prices in the second quarter than the first. Second-quarter flash estimates on home prices will be out on Monday. The Monetary Authority of Singapore (MAS) said yesterday that banks have to use a standardised set of guidelines to assess property buyers' ability to borrow. This total debt servicing ratio (TDSR) framework applies to all property loans to individuals, the MAS said. It takes effect ...

Full article: http://www.stproperty.sg/articles-property/singapore-prop...

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