31 Jul '13, 4am

DBS product guards against interest rates rise #PR

Jul 31, 2013 - PropertyGuru.com.sg Comment E-mail to friend Bookmark & Share To help safeguard home buyers against rising interest rates and higher monthly instalments, DBS Bank has unveiled a first-of-its-kind mortgage insurance called DBS Interest Guard. The product is an add-on for new and existing mortgages pegged at the Singapore Interbank Rate (SIBOR), which follows the trend of global rates. According to DBS, the Interest Guard caps the three-month SIBOR at one percent for the next three years. Borrowers can now cap their interest rates for a specific period even if there is an increase in global benchmark rates. It costs between S$5 to S$23 per month for every S$100,000 loan quantum, depending on the type of insurance selected. At the moment, the three-month SIBOR is at 0.37533 percent. Romesh Navaratnarajah , Senior Editor at PropertyGuru, wrote this story. To con...

Full article: http://www.propertyguru.com.sg/property-management-news/2...

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