02 Mar '14, 7am

9 things to consider before buying a HDB flat | Propertyguru

9 things to consider before buying a HDB flat | Propertyguru

'Can I afford public house' is usually the question on most minds. The balloting process and loans alone provide enough to think about. However, there are far more things to consider than just the affordability. 1. Loan me tender : Loans are relatively easy to get, provided your credit rating is good. What you need to consider is how comfortably you can live and support your family day to day while you settle your loan over many years. 2. The size is right : Imagine your parents moving in with you or you adding another child to your family. Plan in advance so when something unexpected happens, you don't have to stress over moving and acquiring another house. Plan proportionately to your finances. 3. Love thy neighbour : It is important to find out from the current owner about the neighbours. If a neighbour (or owner) is constantly hounded by loan sharks or have many partie...

Full article: http://www.propertyguru.com.sg/lifestyle/article/3/9-thin...

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