25 Feb '15, 1am

#Singapore Buyers cancel #HDB flat bookings due to loan issues

FINANCIAL difficulties caused a number of flat buyers to give up their new Housing Board flats over the past three years. Some 2,000 new flat applications were cancelled from 2012 to 2014, said the HDB. A number of these cancellations were because flat buyers were not able to obtain sufficient loans for the purchase. But these numbers have more or less remained stable, hovering at around 3 per cent of the total number of new flat bookings in 2012 and 2013, the HDB added. The cancellations were made after the buyers booked their flat but before they signed the Agreement for Lease. These numbers were behind the reasons for the policy change announced last week, where buyers now have to present their HDB Loan Eligibility letters for new flats earlier at the point of booking. Previously, they needed to show the letter, which indicates the size of the loan for which buyers are ...

Full article: http://srx.com.sg/singapore-property-news/5592/buyers-can...

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Sorry anyone offering a loan calculator. Google's got that covered.

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