19 Dec '16, 3pm

New: The Ultimate Guide to Getting an HDB Home Loan in Singapore

While many people also think that the HDB loan interest rate is fixed at 2.6% per annum, that is actually not true. The HDB loan interest is pegged to the prevailing CPF ordinary account (OA) interest rate, plus a margin of 0.1%. So this means that it is still possible for HDB to change their interest rate based on the market situation. For example, in the first half of 1999, the CPF OA interest rate went up to 4.41%. Consequently, the HDB loan interest rate was almost twice as much as it is now. It is important to understand the risks involved when going into any type of loan and be prepared for the potential fluctuations.

Full article: https://www.propwise.sg/the-ultimate-guide-to-getting-an-...

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