22 Dec '16, 4am

A fresh start for public rental tenants to have the opportunity to own a home again.

If you and all applicants do not submit a flat application within the 1-year validity period of the first LSA, your Fresh Start and HDB loan applications will be cancelled. To collect the keys to flats booked under the Fresh Start, you and all applicants must renew your LSA annually and have a valid LSA when the flats are ready. If the LSA is not renewed before its expiry, your flat and HDB loan applications will be cancelled, and 5% of the purchase price of the booked flat will be forfeited. The lump sum Fresh Start Grant disbursement of $20,000 and HDB mortgage loan can only be used to pay for a maximum of 90% of the purchase price of the flat. If you and all applicants book an uncompleted flat, you will have to make the 10% downpayment using your CPF and/ or cash savings. If you and all applicants book a completed flat, you will have to make the balance 10% payment usin...

Full article: http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-fla...

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