25 Feb '17, 10am

Take steps to mitigate the negative impacts of unforeseen events or issues that may crop up in homeownership

Set aside cash for emergencies. In homeownership, like in so many other aspects in life, unforeseen events or issues may crop up. While we might not be able to prepare for it fully, we can always take steps to mitigate the negative impacts of such occurrences. 1. Get insured For many, buying an optional policy, such as health insurance, is often seen as a chore or an additional financial burden. After all, no one wants to fall ill, or worse. Yet, given how healthcare costs could potentially spiral during medical emergencies, having insurance at least ensures that we can see the doctor with ease of mind, rather than worry about whether to pay the mortgage or the hospital bills. Another policy to consider is mortgage insurance, which can step in to pay the home loan, keeping a roof over the heads of our family, if anything were to happen to us. 2) Sock an emergency stash Whi...

Full article: http://www.propertyguru.com.sg/property-management-news/2...

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