13 May '17, 10am

Planning to buy another flat? TLS may help make it an easier process for you. Find out how:

The Temporary Loan Scheme (TLS) helps flat buyers who intend to use the sale proceeds from their existing flat to pay for their new flat, without taking a mortgage loan. You can apply for a temporary loan to complete the new flat purchase first, while the sale of your existing flat is underway. You will then redeem the temporary loan using the net proceeds from the sale of your existing flat. Eligibility conditions To qualify for the Temporary Loan Scheme, you must have: Booked a new flat and the keys are now ready for collection Submitted an application to sell the existing flat Sufficient CPF/ cash proceeds from the sale of the existing flat to fully redeem the temporary loan Once the temporary loan is approved, you will be invited to collect the keys to the new flat after your resale first appointment. The temporary loan will be offered at the prevailing non-concessiona...

Full article: http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-fla...

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