31 Jan '13, 2pm

What If Property Cooling Measures In Singapore Is Applied To Malaysia

What If Property Cooling Measures In Singapore Is Applied To Malaysia

Additional Buyer’s Stamp Duty (ABSD) will be raised between five and seven percentage points across the board for all except for citizens buying their first property. ABSD to be imposed on PRs purchasing their 1st residential property and on Singaporeans purchasing their 2nd property. For individuals obtaining a second housing loan, the LTV limits will be lowered to 50%, or 30% if the loan tenure exceeds 30 years. For individuals obtaining third or subsequent housing loans, LTV will be 40% or 20% if tenure exceeds 30 years. For non-individual borrowers, LTV will be lowered to 20%,from 40% previously. Minimum cash down payment for individuals who are applying for a 2nd or subsequent housing loan will also be raised from 10% to 25%. PRs who own HDB flats will be disallowed for subletting their whole unit. PRs will need to sell their HDB within 6 months if they buy a private ...

Full article: http://www.knowthymoney.com/2013/01/property-cooling-meas...

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