28 Jan '11, 6am

Why You Should Consider Debt Settlement Rather Than Bankruptcy

Why You Should Consider Debt Settlement Rather Than Bankruptcy

The idea of bankruptcy strikes fear into anyone’s heart, however, if you’re facing huge debts that you just can’t seem to pay, it might start to seem like a viable option. Remember, however, that bankruptcy will wipe out most of your assets, and it can be hard to recover your financial good name after you have filed for bankruptcy. An alternative, that might seem like too much work, but which can offer a fantastic solution is debt settlement. When you opt for this, you contact your creditors, and inform them that you intend to attempt debt settlement. They will usually allow you a little leeway to prepare a financial plan to tackle your debts. Taking into account your income and expenses, you then prepare a realistic proposal to tackle your debt, and stick to it. Once that is done, you should be able to repair your credit score, and carry on with your life.

Full article: http://www.cozycot.com/article/lifestyle_articles/why-you...

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