20 Feb '14, 1pm

The spider-like nature of the property market.

The TDSR, or total debt servicing ratio, is not regarded by the Government as a property market cooling measure. But it is nevertheless widely seen as an effective curb. The TDSR stipulates that banks must take into account a borrower's total debt obligations, including other mortgages and car loans, before a new home loan can be granted.

Full article: http://www.stproperty.sg/articles-property/singapore-prop...

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