18 Nov '12, 1am

Some tips to improve your credit rating

Some tips to improve your credit rating

How to repair/improve credit rating In our previous article , we discussed the merits of having good credit and the consequences of your score being less than stellar. In a world ruled by credit cards and mortgages, it does sound ridiculous that in order to have good credit, you need to be in a constant state of paying back loans responsibly. Unfortunately, this is the only way lenders will be able to ascertain your financial responsibility and having no credit rating is in some cases, is worse than having bad credit rating. At least with bad credit rating, there are bad credit loans you may be able to take to help you out. With no credit score, lenders will have no means to determine how much of a financial risk you are. The only solution to having no credit score would be to do the one thing you should avoid; take up loans and charge purchases to your credit card all the...

Full article: http://www.propertyguru.com.sg/lifestyle/article/2/how-to...

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